Buyer Payment Guide
Your safety is our priority at iOffer. However, unforeseeable issues do arise with the payment process. Some payment options offer more protection than others. That is why we've compiled information about the secure payment services we offer for you to choose accordingly.
Remember to review the seller you are buying from. Check their seller rating, feedback, and transaction history to ensure that you are buying from a credible and legitimate seller.
For your safety, please DO NOT complete any purchases or send any payments via Western Union or direct bank/wire transfer.
Google Checkout
Advantages
- Free to make payments; fast, convenient, traceable
- Track all orders and shipping in one place
- Credit card payments (some level of fraud protection based on your card issuer's bank)
- Fraud Protection Policy
Disadvantages
- Does not store past payment information
- Supports only US Dollars (USD) and Pounds Sterling (GBP)
Mpayy
Advantages
- Free to open and use; fast, convenient, traceable
- Send payments online or through your mobile phone
- Mpayy Buyer Protection; same as credit cards
- Cash back for purchases over $50.00
- $5 New Account Bonus
Disadvantages
- Available only in the United States
- Person-to-Person payments may take 4 days to process
- Retains your bank account information
- Mobile phone must have internet access to send funds
PayPal
Advantages
- Free, fast, convenient, traceable
- Payment is secure and reversible
- Supported worldwide
- Multiple funding options, including credit cards and direct bank withdrawals
- PayPal Buyer Protection
Disadvantages
- Retains sensitive information (bank account info, credit info, contact info, etc.)
Amazon Payments
Advantages
- Free to open and use; fast, convenient, traceable
- Use your existing Amazon.com account to make payments
- Pay with your credit card, bank account debits, or your Amazon Payments balance
- Pay from your mobile device with Amazon TextPayMe
- Amazon A-to-Z Guarantee
Disadvantages
- Bank account debits and Amazon Payments balance available only in the United States
- Retains your bank account information
Seller Merchant Accounts
Advantages
- Fast, convenient, traceable
- Credit card providers generally provide some level of fraud protection
- Below are links to popular credit card protection policies:
- Visa Zero Liability
- MasterCard Zero Liability
- Discover $0 Fraud Liability Guarantee
- American Express Fraud Protection Guarantee
Disadvantages
- Prone to fraud and identity theft
- Providing credit card information to unfamiliar merchant sites/accounts
Checks / Money Orders
Advantages
- Traceable to a mailing address
- Proof of payment
- Some banks offer a stop payment service before checks/money orders are cashed
Disadvantages
- Difficult to recover
- Minimal protection against fraud
- May get lost in the mail
- Waiting period for funds to clear
