"My Credit Repair Kit will help you learn the PROVEN secrets to
repairing your credit and buying the home, car, or vacation of your dreams
in the NEXT 30 DAYS!"
PLUS - Our credit repair consultant has
included a special bonus chapter on how to get just about anything
including furniture, computers, and personal loans despite bad or no
... AND 7 simple
tactics to boost your credit score!
From: Brett Bruce
Rancho Cucamonga, Ca
Subject: Repairing Your
I want to thank you for giving me the opportunity to help you repair
your credit. With the millions of credit repair sites online (YES,
I said millions), it is hard to know who to trust. After all, you
don't want to spend your precious time and money follow methods that just
don't work, do you? And in the end, all you really want to know after
reading this is..Does it work? And how much? RIGHT?
It's been a little over a year since the release of the
completely revised new edition of The Credit Repair Kit and the results
have been astounding. People all over the country have been writing me to
tell me how pleased they are with the results and just how much the book
has helped them. This kind of great feedback just makes me more passionate
about helping others get back on the right track.
These are just a few of the testimonials I have received
over the last couple of months and I have asked some more of our readers
to share their experiences with you. I know how important proof is.
So make sure you read these testimonials from our readers that have not
increased their credit scores, but have changed their lives.
The Results Speak For Themselves...
I love your book! I was fortunate to
have found your book through another link as I was searching for such
material on the web. After downloading and reading the information in
your book titled "The Credit Repair Kit", I was really impressed.
I have to say that your writing style is so enjoyable to read. With
this, you have the ability to explain the mysteries of the credit
reporting world in simple, easy to understand language. For that, I
applauded you! Additionally, the areas that you have covered in your
book are the key areas of need and understanding that I know that
others as well as myself have been looking for. Simple explanations to
Credit Repair questions. I know that you will be able to help many
from the "Poor Credit Demon" that has succeeded in chasing families to
the poor house for years.
Luck and Thank You Very Much.
Good morning. I found your credit repair kit to be very understandable
and easy to read. "Knowledge is Power"
; therefore, I
felt like you were empowering me and providing me with confidence as I
continued to read the extremely valuable material you have obviously
spent a substantial amount of time compiling & researching. You have
basically done most of the leg work for the average consumer.
I must admit I use your information to share with my clientele
in order to help them help themselves!
Thank you for sharing it with me and I in turn pass it on to others
("PAY IT FORWARD").
You are without question doing your part to improve the lives of
those who sometimes feel like life (Credit Repair) is sometimes
I, too, have done my share of research and made honest attempts at
dealing with Credit Bureau Agencies (Transunion, Equifax & especially
EXPERIAN) and following their dispute processes. I have found them to
be somewhat confusing & contradicting. Some of the employees that work
for these Credit Bureau Agencies have condescending attitudes and I
have definitely experienced a lack of urgency on their part.
I have been passed from one representative to another and I feel
like this is part of their process in order discourage me to the point
that they make me feel insignificant. It seems to take an act of
congress in order to get them to just do the right thing and correct
the errors reflecting on my credit report that I have had nothing to
do with. These errors are without a doubt and unequivocally not mine!
All they have to do is make a phone call, send a letter or email a
dispute and simply do a little investigating (ask questions) and
compare social security #'s. They will quickly discover that
these errors can be easily corrected.
They don't appear to really care about correcting credit reporting
errors that are the responsibility (I should say "irresponsibility")
of others. It sometimes feel like it is a scam to encourage us to buy
their credit monitoring & scoring products and to prolong the credit
damage that has been inflicted on us (the consumer). The damage I am
referring to at the very least translates to stress & frustration due
to embarrassment and having to explain over & over again to potential
creditors your credit worthiness, even though the credit report
reflects differently (erroneously). In addition, having to pay
higher interest rates, limited options, receive lower credit
amounts and shorter terms in order to reduce the risk, which is not
accurate because the "Bible of credit" is incorrect to begin with, due
to no fault of the helpless consumer!
Respectfully submitted and God Bless!
SIMON Mortgage Consultants, LLC
I just wanted to say thanks. Your site has provided me with
the most complete and useful information out of the 200 other sites
this morning. I'm trying to repair my credit and
your site has put me on the right track.
And that's just a couple of the testimonials we've received
since the launch of the new edition.
What Are YOU
Time is passing you by and every day that you have bad or no credit is
costing your money. Stop wasting time and get this my report now
to get started.
Keep on reading to learn more about how to gain access to this Life
It is a fact that consumers have been overcharged millions of
dollars in interest due to incorrect and erroneous items on their
credit reports. The scary part is that 99% of these people had no idea
that they were being overcharged.
Just paying your bills on time is not enough!
Many people I talk to think as long as they are paying their bills on
time, they will have good credit and that is just not true. In fact,
I worked with one couple that had NEVER missed a payment
in over 17 years and their credit score was only 554
(This is extremely low for someone that had paid their bills on time).
I taught them just one technique that made their credit score
sky rocket into the 700s within 30 days!
No matter who you are... If you do not know the tips and techniques
that are in this E-book, you ARE LOSING MONEY! Many of
the techniques I teach take very little time to implement and the results
Don’t have time to do it yourself… I have even
reviewed several companies that can help you in your quest for a better
If you answer "yes" to any of the following questions you need to read
- Are you tired of paying a higher interest rate on your mortgage, car
loan, credit cards, etc. than your friends and family because your
credit is bad?
- Do you get a pit in your stomach anytime you hear the words “credit
- Have you had to change your phone number because every call you get
is from another creditor chasing down the another bill?
- Are your friends and family getting the same calls about you? Your
employer? (If not, they probably will.)
- Or maybe you just don’t have enough credit? Deciphering the term
credit and what it means to you can be challenging, but it can be done…
My name is Brett Bruce and I am the author of The Credit Repair Kit.
At the ripe old age of 19, I just about went bankrupt.
Creditors had my phone number on speed dial and I am pretty sure I was on
the collections agencies top ten most wanted list. I
remember thinking to myself, "How did I get into this situation?"
and most importantly, "How am I going to get out of it?".
Does my story sound familiar …
- I had just turned 18. (So I had zero credit!)
- I was a full time student and had a
part-time job. (So I had minimal income with almost no time
on the job.)
I wanted to purchase a car, but had $0 down
payment and Zero credit.(So I was pretty
much out of luck!
And as you probably already know, you either need a lot of money down
or good credit established to buy something on credit…or at least
this is what I was told at the time.
I was receiving a lot of mail from companies
stating I was “Pre-Selected” to receive credit cards and
was turned down by ALL of them. Little did I know that I
was slowly making my credit score worse by applying and being
turned down so many times by so many creditors.
When I finally did get approved for a high-interest personal loan, I
abused it and in a matter of months had gotten myself over
I lost my job about a month later and soon after that,
the creditors began to call.
I have dealt with hundreds of customers in similar situations:
- no credit score
- sudden unemployment,
- a sudden death in the family,
- a drop in overall income,
- or just plain reckless abandon when it comes to personal finances.
Whatever the case may be that directed you to this website, you
landed in the right place!
The Credit Repair Kit e-Book will provide you with all tools necessary
to quickly and most importantly, legally, improve and
repair your credit.
I will take you step-by-step and teach you:
- What credit is, where it originated, and how it can affect your
- How to determine what your credit score is and what it means
- What credit score the banks look at and more importantly, what they
consider to be a good score
- Where you can get all 3 credit reports for free
- How to find alternative loans for people with bad credit without
paying through the nose in high interest charges
- How to increase your credit score just by making a few minor
adjustments to your report.
- How to edit over 10 sample credit repair letters I have provided to
help you get started quickly.
- Where to find credit cards if you have little or bad credit and how
to properly use them to increase you score.
- and much more!
Did you know that if you file Bankruptcy, it
does not include delinquent mortgages? In fact, what happens
in many cases is the home is foreclosed upon and any remaining balance due
is still the borrowers responsibility. This, in fact, happened to one of
She lost her home because her husband was not working and
the bank sold the home for a loss. The sale covered her 1st mortgage, but
did not cover her $25,000 2nd mortgage. They had
already filed Bankruptcy and now they owed $25,000!*
Fortunately, she was able to use the book to have it removed.
* A good bankruptcy
attorney would have filed a motion to avoid lien so this did not happen.
Watch It Happen Step-by-Step
One of our clients was so happy with her progress that she
sent us several of her credit reports to show the progress she made just
by sticking to the plan and following through. You can click on each of
the reports to see a larger image.
Notice the progression? Notice the dates? Notice the
account numbers? These are not out of the ordinary results. Just
imagine what your report will look like in 120 days!
Okay I believe you...
But What About Bankruptcies?
The question I get asked the most is, "Can you get rid of
a Bankruptcy?" You might be surprised to find that the answer is, "YES!" I
have seen lots of Bankruptcies, Foreclosures and Judgments removed from
And as they say, a picture is worth 1000 words!
You can't get more solid proof than that!
My eBook will help you:
- Take back your life by stopping your creditors and collection
agencies from harassing you!
- Literally save hundreds and thousands of dollars by understanding
your credit reports and learning the tips and techniques that can raise
- Save $$$$ instantly by learning about the only website
online where you can get your annual credit reports (All 3
credit bureaus) for free!
- Save months of mistakes by learning how to establish or add
good credit to your reports quickly and easily.
- Save thousands of dollars on your next refinance buy teaching you
what questions to ask when refinancing your mortgage with bad
- Learn 10 simple techniques to increase your credit score in the next
- Save hours and hours of time by using our sample letter
- Reestablish your credit after a bankruptcy. It can be down right
impossible if you don’t know where to start. I will take you
step-by-step to a better credit file.
- Protect yourself from identity theft. It is one of
the fastest rising crimes. Are you protected? Get the tips I teach to
insure you are doing what you can to keep identity theft from
happening to you!
- Learn how to buy your first home EVEN if you have
bad or no credit. It can be done.
Not only will you receive my eBook, but you will also receive
the following 2 bonuses to help you along the way:
1. Our “Special 10” bonus chapter on:
- Where you can buy bed room furniture with bad credit?
- Companies that offer bad credit personal loans for $5,000, $10,000
and even $50,000.
- Specialized home loans for people with bad credit.
- Where you can get a big screen tv with bad credit?
- Where you can buy dining room furniture with bad credit?
- Where you can apply for personal loans with bad credit and online
- Details on buying computers on bad credit.
- Details on bad credit laptop leases.
- How to lease a BMW with bad credit?
- How do I start your own
credit repair business?
2. Free online updates of the e-book.
No need to worry that the techniques we taught you are now
out-of-date...We will keep you ahead of the game with Free
updates to the eBook of any new information that we come across!
I am not an attorney, just a friend that has
been through and seen others go through some very challenging times. The
information in this e-Book is simply the tips and techniques
that I have found to work for myself and others. I guarantee that the time
you spend reading this book will add value to your financial future.
Start The Process Right
If you have ever truly wanted to qualify for the best possible rates,
especially for your home, there really is no better time than
right now for increasing your score, is there?
I cannot urge you enough to just implement the techniques you learn in
this book. You'll be pleasantly surprised how little work and effort is
actually involved for you to start raising your score and taking your life